L&T HFL Home Loan Interest Rate

The L&T hfl levy some charges on their home loans which are subject to change from time to time.

Which L&T hfl Home Loan Scheme is Right for You?

L&T hfl brings a comprehensive range of home loan schemes to cater to varied borrowers.

Home Construction Loan

• It is available to customers who own a residential plot.

• You can avail of the loan amount to construct a residential house on your plot.

Home Purchase Loan

• It is ideal for the purchase of resale or new properties.

• You can avail of this scheme to directly move into your new house.

• It is also available for properties that are under construction.

Home Improvement Loans

• It is available to all eligible borrowers for improving their homes.

• Loans available for the maintenance and repairs of existing homes.

• You can also avail of the loan to alter the structure of your existing property.

Home Extension Loans

• Loans are available for the extension of existing properties of borrowers.

• Borrowers can avail of the loan for creating an additional floor or room.

• The extension should cause an increase in your FSI.

Composite Loan Scheme

• The loan is offered to eligible borrowers who want to purchase a plot or land.

• Borrowers can use the loan amount to complete the construction of their residential unit on the newly purchased plot.

Balance Transfer Plus Top-Up

• Loan available to all eligible non-professional, professional and self-employed individuals.

• The balance transfer is possible when your existing loan was taken from an approved financial institution or bank.

• The amount of the top-up loan will depend on the borrower's regular income stream.

How to Calculate L&T hfl Home Loan EMI?

• Visit the site of Magicbricks home loan EMI calculator

• Enter the principal amount

• Enter the tenure

• Fill in the applicable L&T hfl interest rate

• Click on the 'Calculate Your EMI' option

L&T hfl Home Loan Eligibility Criteria

The following criteria will decide whether you are eligible for an L&T hfl home loan –

• Type of Resident: Indians only

• Age of the applicants: 23 to 62 years in case of salaried applicants and 25 to 70 years in case of self- employed applicants.

• Employment Status: Salaried, self-employed non-professional, self-employed professional

How to Apply for L&T hfl Home Loan?

• Through Magicbricks: Visit the official Magicbricks website. Scroll down to the L&T hfl home loan section. Fill in the necessary details to apply for the home loan.

• Through L&T hfl Portal: Fill up your personal and financial details on the official forum of the L&T hfl home loan. You can later use the same portal to track the progress of your application status.

• Through an L&T hfl branch office: Visit your nearest L&T hfl branch to apply for a home loan directly.