Buying a property is an expensive affair. Any mistake in the legal due diligence could land you in serious legal disputes. That's why it's important that you maintain caution and check all the important documents before you sign the deal.

Take a look at some of the most important documents you must verify before buying a property:

• Property documents
  You must check all the property-related documents, including Title documents (sale deed, gift deed, will, succession certificate) and the nature of title (freehold or leasehold). In addition, you must ensure all the Title documents are duly stamped & registered.
• Construction approval
  In case you are buying an apartment from a builder, you must check approvals from the local municipal body. Additionally, you should check for approvals for water, sewage, fire safety, environment clearance, etc.
• Land use permission
  Most states do not permit sale of agricultural land for non-agriculture purposes. It's important that you check the property is built in compliance with such zoning plans.
• Encumbrance certificate
  A property that has been mortgaged is said to have an 'encumbrance'. This means there is already an outstanding loan against the property. It's best to avoid buying properties which have encumbrances. An Encumbrance Certificate can help clarify whether the property has any encumbrances.
• Occupancy certificate
  It's a document issued by local government agencies to certify that the project has been completed in compliance with laws and regulations. This certificate must be obtained by the Builder as an indication that the building is safe for occupancy.
• Tax payment receipts
  Make sure the seller has paid all the property taxes to the municipal authorities. You must also ask for the receipts for the same. If the seller has not paid the taxes before selling the property, the burden may fall on the new buyer.